This guide will walk you through different routing numbers for local payment methods.
See the methods for each country below:
Australia
BSB
A BSB (Bank-State-Branch) number is a 6-digit numerical code used to determine a specific bank branch in Australia for domestic payments. We require this code in order to complete the transfer. The BSB number is formed by bank code (first two digits), state (the third digit) and branch code (last three digits).
You may obtain the BSB code from the recipient bank's website. Links to the four largest Australian bank websites are provided below for your reference.
BPAY
BPAY is an electronic bill payment system in Australia that enables payments to be made to organisations that are registered BPAY billers. We can facilitate payment of tuition fees via BPAY. You are required to enter a biller code and reference number.
United States of America
ABA
The ABA routing number is a 9-digit identification number assigned to financial institutions by The American Bankers Association (ABA). This number identifies the financial institution upon which a payment is drawn. Routing numbers are sometimes referred to as check routing numbers, ABA numbers or routing transit numbers (RTN). Routing numbers may differ depending on the state in which the recipient account was opened and the type of transaction being made.
You may obtain the ABA number from the recipient bank's website. Links to several bank websites are provided below for your reference.
China
CNAPS
The CNAPS (China National Advanced Payment System) code for the recipient bank is twelve digits long and may start with the code word C/N that identifies the Recipient Bank in China. The CNAPS code constitutes a 3 digit bank code, 4 digit city code, 4 digit branch code and 1 digit verification code.
Bank code
You may also use bank code and area code to make a local payment to a recipient in China.
China bank code is a 3-digit code to identify the recipient bank. Area code (CN) is a 4-digit code to identify the city in which the recipient bank is located.
United Kingdom
Sort code
Sort code is a six-digit number, usually formatted as three pairs of numbers, for example, 12-34-56. It identifies both the bank and the branch where the recipient account is held. In some cases, the first digit of the sort code identifies the bank itself and in other cases, the first two digits identify the bank.
Japan
Zengin Code
The Zengin Code is a unique number used in Japan to identify banks and branches for domestic certain domestic payments. The Zengin code for a bank company comprises 4 digits, with 3 more digits added to identify the branch.
Singapore
Bank code
Singapore bank code is a 7-digit code to identify banks, which combine a 4-digit bank code and a 3-digit branch code.
Hong Kong
Bank code
HK bank code is a 3-digit local clearing code to identify HK banks. Entering the branch code in the front of the recipient's account number assists to locate the recipient bank accurately. You can also read more in our Hong Kong Local Payment Guide.
Canada
Routing number
A routing number is a term for bank codes in Canada, usually having two formats in different use. Electronic Fund Transactions (EFT) routing number contains nine numerical digits with the leading 0 (0YYYXXXXX), this is used for online transfer.
The MICR Number contains eight numerical digits with a dash between the fifth and sixth digit (XXXXX-YYY), this is used in cheque processing. For both formats of routing number has XXXXX represents the branch number and YYY is the financial institution number (bank number). Usually, the routing number can be found on the chequebook and internet banking.
Europe
IBAN
An IBAN is an international bank account number created by the European Committee for Banking Standards (ECBS). It comprises a country code, bank code, and account number. Most accounts in Europe have an IBAN.
See more information about IBAN and supported countries here - in this guide you can also read about SWIFT codes.